---
title: "NBS: Banke prihvatile 79 odsto zahteva za olakšice"
url: "https://balkanwatch.com/nbs-banke-prihvatile-79-odsto-zahteva-za-olaksice/"
type: "post"
published: "2026-07-22T10:40:50+02:00"
modified: "2026-07-22T10:54:11+02:00"
author: "Dusan"
---

## Banke u Srbiji primenile su olakšice u otplati za 1.825 partija kredita, dok su prihvatile 79 odsto od ukupno obrađenih zahteva korisnika, saopštila je [Narodna banka Srbije](https://www.nbs.rs/sr_RS/indeks/).

Olakšice su uvedene na osnovu novog Zakona o zaštiti korisnika finansijskih usluga, donetog u martu 2025. godine. Zakonom su banke obavezane da korisnicima kredita koji se nađu u određenim teškim životnim okolnostima ponude mere koje bi im omogućile da nastave redovnu otplatu obaveza ili da im tu otplatu olakšaju.

****Precizno uređena prava korisnika i obaveze banaka****

NBS je u septembru 2025. godine donela Odluku o olakšicama u otplati kredita, kojom su precizno uređene obaveze banaka, kao i prava korisnika finansijskih usluga u vezi sa primenom ovih mera.

Na ovaj način, korisnicima koji zbog okolnosti poput gubitka posla, smanjenja prihoda ili drugih teških životnih situacija imaju poteškoće u izmirivanju kreditnih obaveza omogućeno je da od banaka zatraže odgovarajuće olakšice.

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